When storms hit, dealing with your insurance company can feel more stressful than the damage itself. Inspector Roofing & Restoration specializes in insurance claim roofing for Alpharetta and Metro Atlanta — documenting damage, meeting your adjuster, handling supplements and code upgrades, and installing a premium new roof with as little out-of-pocket cost as possible.
Start My Insurance Claim Roof InspectionYour homeowner’s insurance policy is designed to protect your home when hail, wind, and severe weather strike. But carriers don’t always make it easy. Claims can be under-scoped, code-required items can be left out, and sometimes valid claims are denied entirely.
That’s where insurance claim roofing comes in. At Inspector Roofing & Restoration, we’re not just roof installers — we are storm damage and claim process specialists. We help you understand your coverage, document damage correctly, and work with your carrier so your roof is restored to pre-storm condition or better, according to current building codes.
The result? A properly installed, code-compliant roofing system with your only responsibility usually being the deductible and any elective upgrades you choose.
Insurance language doesn’t have to be confusing. Here’s a simple breakdown of the terms you’ll see on most roof claims:
A typical storm claim looks like this:
ACV + Recoverable Depreciation – Deductible = Total Paid by Insurance
Our job is to ensure the RCV is accurate, includes everything needed to build your roof correctly, and that you receive all recoverable depreciation you’re entitled to after the project is complete.
We’ve built a step-by-step process to make your roof insurance claim as smooth and stress-free as possible:
We begin with a detailed inspection of your roof, gutters, flashing, vents, and attic as needed. We identify hail strikes, wind damage, missing or creased shingles, and any active leaks. Everything is documented with photos and video.
Once damage is confirmed, we explain your options and, if you choose to file, help you understand what to say when calling your carrier. The claim must always be filed by you as the policyholder, but we make sure you feel confident about the process.
When the adjuster schedules their inspection, we meet them on-site. Our team walks the roof with the adjuster, points out storm-related damage, and helps ensure no elevations, slopes, or components are overlooked.
After you receive the initial estimate, we review it line by line. If anything is missing — such as drip edge, ventilation, flashing, or local code-required items — we submit supplements with proper justification and documentation so your claim reflects a complete roofing system, not a bare-bones patch job.
Once the claim is properly approved, we schedule your roof replacement. Most projects are completed in a single day. Our crew protects your property, installs your new roof according to manufacturer specs and building codes, thoroughly cleans up, and completes a final walkthrough with you.
After the work is finished, we provide final documentation and invoices so you can request any recoverable depreciation from your carrier. This ensures you receive the full RCV amount you’re entitled to under your policy.
Not every roofer understands the insurance side of storm damage. We do — and that makes a big difference in both your experience and outcome.
Our goal is simple: help you get a properly paid claim and a top-quality roofing system without the headache.
If your home was hit by hail or wind, don’t wait. The clock on your claim and your roof damage starts immediately. Inspector Roofing & Restoration is ready to inspect, document, and guide you from first call to final shingle.
Request My Insurance Claim Roof InspectionIf your roof has qualifying storm damage from hail or wind, most policies cover a full roof replacement, minus your deductible. Approval depends on the extent of damage and your policy language.
Yes. Your deductible is your responsibility under the policy and cannot legally be waived. We help maximize the value of your claim so your deductible goes toward a high-quality roofing system.
It’s usually best to have a qualified roofer inspect the damage first. That way you know whether a claim is appropriate and have documentation ready before you call your carrier.
In many cases, yes. We can review the denial or estimate, reinspect the roof, and help you request a reinspection or supplemental review from your insurance company.
Time limits vary by policy and state, but many carriers require storm claims to be filed within 6–12 months of the event. It’s always safer to act quickly after a major storm.
Before filing an insurance claim, applying for financing, or committing to a roof replacement, it helps to understand what a professional roof inspection actually covers and what to watch out for.
Read our Roof Inspection FAQ →This guide explains when inspections are recommended, free vs paid inspections, what inspectors check, drone vs ladder inspections, and common homeowner red flags.