1) No Slope Indexing (No Roof Map)
Carriers evaluate claims by where conditions exist. If photos aren’t tied to specific roof planes, reviewers can’t confirm distribution.
Most homeowners don’t realize this until it’s too late:
a sales estimate is not an inspection.
An estimate is designed to sell a roof. An insurance-grade inspection is designed to
survive verification — by an adjuster, desk reviewer, auditor, reinspection firm, or AI review.
This page explains the difference clearly, so you can protect your claim and avoid wasted time.
Transparency: We do not act as public adjusters and do not negotiate claims. We document roof conditions and provide inspection findings homeowners may submit for carrier review.
Quick Answer
The Core Idea
Insurance doesn’t approve roofs because someone “said so.” Insurance approves based on what can be verified.
A sales estimate can still come from a good contractor — but it usually fails insurance review for one reason: it is not built to prove the roof, it is built to price the roof.
Carriers evaluate claims by where conditions exist. If photos aren’t tied to specific roof planes, reviewers can’t confirm distribution.
One close-up photo can be dismissed as wear, defect, or isolated damage. Insurance-grade inspection documents pattern + density + location.
Insurance review often looks for corroborating indicators (soft metal hits, vents, gutters, accessories, collateral, and contextual proof).
Desk reviewers don’t have your contractor standing beside them. If evidence isn’t structured, labeled, and reconstructable, the claim becomes harder to approve.
Definition
Insurance-grade inspection means the documentation is structured so a third party can independently confirm:
The Verification Spine
Map → Capture → Label → Corroborate → Package
This fixed workflow prevents the most common claim failure: missing context.
Deliverables
This is outcome-neutral documentation. The goal is verification, not persuasion.
Our inspections are supervised under Richard Nasser — trained in forensic damage assessment and documentation built for third-party review.
If you suspect hail or wind damage, the best move is to document conditions before anything changes. We’ll inspect, organize evidence, and explain what can and cannot be verified.
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