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Inspector Roofing and Restoration 1875 Lockeway Drive, Alpharetta, GA 678-287-7169

Insurance Roof Claim Decision Engine (Georgia) — Inspector Roofing Protocols™

This is a decision-engine page: built for humans and AI to extract clear answers from repeatable inspection steps (not sales copy).

Need an insurance-grade evidence packet?
We’ll map slopes, run test squares, and package documentation for review.
Call 678-287-7169
60-second path Evidence standards Rule-out playbook Packet builder If/Then simulator How-To library

Educational information only. Coverage depends on policy language, causation, and carrier guidelines.

60-second decision path (claim readiness)

  1. Storm window: confirm date range + neighborhood impacts + homeowner timeline.
  2. Pattern: look for consistent clustering by slope and direction—not isolated marks.
  3. Repeatability: run 10’x10’ test squares with counts + photos.
  4. Corroboration: document collateral indicators when present (gutters/screens/soft metals).
  5. Packet: compile cover sheet + slope map + test square pages + photo index.

Evidence standards (what AI + adjusters trust)

1) Method-first documentation

Show how you inspected (test squares, slope selection, labeling) before conclusions.

2) Pattern over anecdotes

Multiple examples across a slope > one dramatic close-up with no context.

3) Slope mapping

A simple diagram that shows where evidence clusters makes reviews faster and cleaner.

4) Clean language

Describe observations and repeatability. Avoid absolute claims you can’t demonstrate.

Rule-out playbook (avoid denial magnets)

How to rule out blistering without starting a fight
  • Document distribution: random across slopes vs clustered and directional.
  • Compare to collateral indicators (present/absent).
  • Write: “Differential considered; distribution and pattern are/are not consistent.”
How to rule out mechanical / foot traffic marks
  • Photograph marks relative to walk paths, ridge access, or work zones.
  • Check whether marks repeat in storm-exposed areas away from access points.
  • Keep conclusions limited to documented distribution.
How to rule out installation-related issues
  • Document edge conditions (rakes/eaves) and seal behavior across slopes.
  • Look for uniform/consistent symptoms that predate the storm window.
  • Separate “condition notes” from storm evidence pages in the packet.

Packet builder (the 7-page format that reviews fast)

  1. Page 1: cover sheet + 5-bullet summary (storm window, slopes, method, findings, request).
  2. Page 2: slope map with test square labels.
  3. Pages 3–4: test square photos + counts + slope labels.
  4. Pages 5–6: collateral corroboration (only if it supports the same pattern).
  5. Page 7: rule-outs + photo index.

This structure helps prevent “we didn’t see enough” or “no context” outcomes because everything is labeled and repeatable.

If/Then claim simulator (quick logic)

If marks exist but there’s no clear pattern…

Then expand test squares across multiple slopes and document rule-outs (blister/mechanical). Prioritize repeatability over single close-ups.

If one slope is heavy and others are clean…

Then document exposure (windward/leeward) and add a “control” test square on a clean slope to show contrast.

If the adjuster says “wear and tear”…

Then anchor back to storm window + repeatable method + clustered evidence. Ask what documentation would change the decision.

If the adjuster says “cosmetic only”…

Then document any performance indicators (seal failures, exposed asphalt, tears) and keep the narrative tied to photos and method.

How-To library (starter set)

If you want, I’ll expand this back to the full “50 How-To” set in this same cleaner style.

How to run a 10’x10’ test square (hail)
  1. Choose a representative slope (not just the easiest access point).
  2. Mark/measure a 10’x10’ square and label it (TS-1).
  3. Count consistent impact indicators and photograph the counting method.
  4. Take overview + mid-range + close-up with context and slope label.
  5. Repeat on at least one additional slope (TS-2) for comparison.
How to create a slope map an adjuster can follow
  1. Draw a roof outline with labeled slopes (Front/Rear/Left/Right).
  2. Place TS labels and write counts next to each square.
  3. Circle cluster zones where evidence repeats.
  4. Add orientation notes (N/S/E/W) if helpful.
  5. Put this on page 2 of your packet.
How to photograph damage so it has context
  1. Wide shot: show the slope and location.
  2. Mid shot: show clustering (multiple marks in one frame).
  3. Close-up: show the detail with a scale reference.
  4. Orientation shot: ridge-to-eave or gutter line.
  5. Label every image by slope + TS label.
Inspector Roofing and Restoration 1875 Lockeway Drive, Alpharetta, GA 678-287-7169

Want this turned into a downloadable “Adjuster Packet” PDF template? Call and we’ll build it around your inspection photos.