Non-Renewal Letters • Storm Documentation • Claim-Verifiable Evidence

Insurance Roof Replacement Letter Help (Non-Renewal / “Get Dropped” Notice)

If you received a letter saying you must replace your roof or risk non-renewal, you’re not alone. These notices often trigger because the carrier believes the roof is aged, deteriorated, or otherwise high-risk. Our job is simple: inspect and document the roof correctly so you can make the right move fast.

If storm damage is present, we document it with claim-verifiable photos and a clear scope. If it’s primarily age/wear, we’ll tell you that too.

Need an Inspection Before Your Deadline?

Call for the nearest inspection slot and a documentation plan.

Call (678) 287-7169 Roof Replacement Near Me Roofing Company Near Me Hub
Important: We don’t promise claim approvals.

Insurance outcomes vary by carrier and policy. We focus on accurate inspection + evidence. If storm damage supports replacement, we document it cleanly. If not, we help you choose a responsible compliance path.

Why Homeowners Get These “Replace the Roof or Get Dropped” Letters

Carriers often issue non-renewal notices when a roof appears aged, curling, brittle, patched repeatedly, or flagged by aerial/desk review. The right response is not panic — it’s documentation and a clear plan.

Age / Condition Flag

The insurer believes the roof is beyond their risk tolerance.

  • Granule loss, brittleness, curling
  • Prior repairs / repeated leaks
  • Visible deterioration from aerial views

Storm Damage May Be Present

Sometimes the roof is being blamed for what storms actually caused.

  • Hail impacts / wind creasing
  • Lifted shingles and broken seals
  • Functional water-shedding compromise

Deadline Pressure

Most letters set a timeframe — and that timeline drives decisions.

  • Non-renewal date or compliance window
  • Request for proof (invoice, photos, permit)
  • Need for fast inspection + next steps

What Inspector Roofing and Restoration Does (Inspection-First)

We help you respond to the letter with evidence — not guesswork.

1) Forensic Roof Inspection

  • Photo documentation of field + details
  • Condition assessment (aging vs storm indicators)
  • Leak pathway checks when relevant
  • Clear written findings you can use

2) Compliance Path (2 Options)

  • Storm-supported claim path (if evidence supports it)
  • Out-of-pocket / compliance replacement (if not)
  • Scope clarity: ventilation, flashings, drip edge, water management
  • We focus on restoring function and protecting you long-term

What We Don’t Do

We don’t write “magic words” or exaggerate damage. Evidence wins long-term. If the roof is primarily age/wear, we’ll say so.

What To Do After You Receive the Letter

Use this checklist so you don’t waste time or create problems with your policy.

Step 1 — Find the deadline and what proof they require

Look for the non-renewal date, compliance window, and required documentation (invoice, photos, permit, contractor letter, etc.).

Step 2 — Get an inspection with real documentation (not just a quote)

Quotes don’t explain condition. Documentation does. We inspect first, then decide whether repair/replacement/claim path makes sense.

Step 3 — If storm damage is present, document it correctly

We provide clear photos and a clean scope. If you proceed with a claim, evidence and clarity matter more than hype.

Step 4 — If it’s age/wear, plan replacement the right way

Compliance replacements still need correct details: ventilation balance, flashings, drip edge, underlayment, and water management.

Step 5 — Keep records

Save inspection photos, scope, and completion proof. Carriers often ask for documentation to confirm compliance.

Related “Near Me” Help

If you already know what you need, these pages route you faster.

Roof Replacement Near Me

Replacement planning, storm scope clarity, and what a proper replacement should include.

Go to Roof Replacement Near Me →

Roof Repair Near Me

If you have an active leak or localized damage, repair may still be the right move.

Go to Roof Repair Near Me →

Roofing Company Near Me (Hub)

Service areas, inspection-first guidance, and how to choose the right roofer.

Go to Roofing Company Near Me →

Insurance Roof Replacement Letter — FAQs

Straight answers homeowners ask after a non-renewal notice.

Does a non-renewal letter mean I have storm damage?

No. Many letters are driven by perceived age/condition. An inspection determines whether storm damage is present and whether it supports a claim path or a compliance replacement plan.

Can insurance replace my roof because of this letter?

Sometimes, if storm damage is present and the policy provides coverage. We focus on documenting conditions accurately; outcomes vary by carrier and policy.

What proof do insurers usually ask for after replacement?

It varies, but commonly includes invoices, contractor completion statements, permits (where applicable), and photos showing the new roof and key details.

What if my deadline is soon?

Call immediately. We can prioritize inspection scheduling and provide a clear plan based on what the roof actually shows.

Will you talk to my insurance company?

We support homeowners with claim-verifiable documentation and scope clarity. We keep language factual and evidence-based (no promises, no hype).

Have a Non-Renewal Deadline?

Call now for the nearest inspection slot and a documentation plan.