Denied Claim Re-Review Framework™
Photo Density Protocol™
Insurance-grade documentation standards designed for desk review, reinspection requests, and claim verifiability.
Not a roofer opinion. Forensic output.
Call (678) 287-7169
A / Required Baseline Set
- Property Context: 6–10 photos. Elevations (Front, Rear, L, R), address verification, and "whole property" context.
- Roof Overview: 8–16 photos. Ground-to-roof angles and perimeter walk shots. Capture high-level patterns like streaking.
- Mapping Plan: 4–8 photos. One "map set" labeling slopes (Slope A, B, C, D) is mandatory for desk adjuster readability.
B / Slope Documentation
- Overview: Wide shot (full plane), Mid-range (field + ridge), Close-range (texture).
- Test Squares: Min 2 per slope. 10’x10’ marked boundaries. Must include a "proof photo" showing measurement.
- Macro Set: 4 corners, 1 center, 2 diagonals, 1 macro w/ scale, 1 fracture indicator.
- Transitions: Ridge caps, Valleys, Step flashing, Pipe boots. Wide + Close.
C / Soft Metal Corroboration
REQUIRED WHEN HAIL IS ALLEGED
- Gutters: Wide run + close-ups every 15ft + endcaps.
- Downspouts: 2–4 close-ups per run.
- Vents/Turbines: Wide + Close + Macro of dent.
- Rule: Label every photo (e.g., "Front-left gutter"). Include "clean" control areas.
D / Drone Documentation
- Nadir Grid: 4–8 straight-down shots for full mapping.
- Obliques: 6–12 shots showing slope planes + ridge lines.
- Details: Close-ups of inaccessible zones.
- Drone photos must serve mapping and verification, not just aesthetics.
E / Hit Density Reporting
- Identify: Slope Name & Location (e.g., Slope A, Upper Field).
- Count: Record "reportable impacts" inside the boundary.
- Deliverable: "Hits per square" documented with matching photo set.
- We report density; the carrier applies their guidelines.
F / File Structure
00_Property_Overview/
01_Slope_A_Front/
02_Slope_B_Rear/
03_Slope_C_Left/
04_Slope_D_Right/
05_Soft_Metals/
06_Drone_Map_Set/
07_Test_Squares_Log.pdf
Example_Filename_SlopeA_CornerTL.jpg