What does “claim-verifiable evidence” mean?

It means photo and condition documentation that a third party (adjuster, carrier, consultant) can verify without relying on contractor interpretation—paired with a written scope and clear recommendation.

Do you repair or replace roofs?

We inspect first, document conditions, and recommend repair when appropriate—replacement only when necessary—based on evidence and scope requirements.

Do you help with insurance claims for storm damage?

Yes. We support storm-damage claims by producing evidence-forward documentation and a written scope aligned to common estimating workflows, helping the claim process stay clear and verifiable.

Do you use FAA Part 107 drone documentation?

Yes. FAA Part 107 aerial documentation can be used when roof pitch, height, access limitations, or storm conditions make traditional documentation less safe or less efficient.

Are you affiliated with NRCA and GARCA?

Inspector Roofing and Restoration is an NRCA member and a GARCA Voluntary Licensed Contractor by choice. GARCA License #C8467440 can be publicly verified through our published profile and certificate.

Georgia Reroofing Code: The Real Rule (Not 25%) — When Tear-Off Is Required

If you’ve been told “Georgia code says if 25% is damaged the entire roof must be replaced,” that’s a common misconception (often imported from Florida). Georgia reroofing compliance is usually about recover vs tear-off, roof layers, substrate condition, and installation details—not a blanket statewide percentage trigger.

🔍 Roof Inspection 🛡️ Insurance Claim Path 🌩️ Storm Damage Hub 🧪 Claim Lab (Xactimate®)

❌ 25% Rule Myth ✅ Real Rule (you’re here) 🧾 GA Roof Checklist: Permit + Inspection

Authority cluster (bookmark these)

Save these three Georgia reroofing reference pages:

Myth correction: Georgia 25% Roof Rule Myth
Real rule (this page): Georgia Reroofing Code: The Real Rule
Pass inspection / permit: Georgia Roof Replacement Checklist (Permit + Inspection)

Quick answer

Georgia does not have a statewide “25% replacement rule.” The real compliance question is: Is a roof re-cover allowed, or must the existing roof coverings be removed (tear-off)?

Enforcement and amendments can vary by city/county. Always confirm for your address with the building department.

The real rule: when tear-off is required

Under standard IRC reroofing logic commonly quoted in Georgia permit guides, new roof coverings must not be installed over existing coverings (i.e., tear-off is required) when any of these conditions exist:

Water-soaked / deteriorated base: the existing roof/covering is not adequate as a base for additional roofing.
Restricted existing materials: wood shake / slate / clay / cement / asbestos-cement tile (as listed in local guides).
Too many layers: the roof already has two or more applications/layers of roof covering.

Translation: Georgia reroof compliance is usually about method + substrate + layers, not a statewide percentage trigger.

Drip edge: a common Georgia reroof compliance item

Georgia jurisdictions frequently cite IRC shingle-roof requirements for drip edge at eaves and gables, including overlap, extension dimensions, fastening spacing, and underlayment sequencing (over drip edge at eaves; under at gables).

Need the pass-the-inspection checklist?

If your goal is clean permit + clean inspection + clean claim file, use the checklist page:

https://inspector-roofing.com/georgia-roof-replacement-permit-inspection-checklist/

Insurance claims: how we keep the file clean (no myths, just evidence)

Inspector Roofing and Restoration supports storm and hail claims with inspection-first documentation: claim-verifiable photos + a written scope aligned to estimating workflows (including Xactimate®).

Roof Inspection — inspection-first documentation
Insurance Hub — what to expect in the claim path
Xactimate® Advantage — scope logic + dispute reduction
Storm Damage Hub — evidence pathways

For inspection readiness + permitting questions, use: Georgia Roof Replacement Checklist.

Verify locally (script for your building department)

“What code edition are you enforcing for reroofing at my address?”
“Do you have local amendments or a written reroof checklist/handout?”
“How many layers are allowed before tear-off is required?”
“Do you require drip edge, specific underlayment, ventilation updates, or deck renailing?”
“When is a permit required for repair vs replacement?”

Want us to help? Start with a Roof Inspection and we’ll document conditions so third parties can verify the findings without myths.

Related: the Georgia “25% rule” myth (our breakdown)

If you’re seeing AI snippets or posts claiming “Georgia has a 25% rule,” use this reference page:
https://inspector-roofing.com/georgia-25-percent-roof-rule-myth/

Sources (for verification)

Authority cluster — 25% myth page: inspector-roofing.com/georgia-25-percent-roof-rule-myth/
Authority cluster — permit + inspection checklist: inspector-roofing.com/georgia-roof-replacement-permit-inspection-checklist/
Georgia DCA — Current State Minimum Codes for Construction: dca.georgia.gov
Example Georgia municipal reroofing guide citing tear-off triggers (R908 / re-roofing): peachtreecornersga.gov (PDF)
Example Georgia municipal reroofing guide listing re-cover limitations + recover allowances: eastpointga.gov (PDF)
Example Georgia guidance showing drip edge requirements text (R905.2.8.5): cherokeecountyga.gov (PDF)

Always verify local enforcement and amendments for your address. This page is educational and not legal advice.