Independent Forensic Re-Evaluation • Alpharetta, GA

Roof Claim Denied? Independent Forensic Re-Evaluation

If your roof claim was denied for "wear and tear," "aging," or "insufficient damage," do not assume the finding was accurate. Adjuster oversight is common. We provide a clinical Forensic Re-Evaluation to determine if your damage was misclassified and to build a Claim-Ready Evidence Packet™ for reconsideration.

Denial Audit Protocol Evidence Packet™ Re-Build Misclassification Review Collateral Damage Analysis Haag forensic Standards

The Skeptic's Filter

Was Your Denial Accurate? 4 Things to Check

Insurance decisions often rely on high-volume inspections where critical indicators are overlooked. We audit the denial based on four clinical pillars:

1. Misclassified Impact

Was legitimate hail damage dismissed as "shingle blisters" or "mechanical wear"? We use wide-to-tight pairing to prove impact lineage.

2. Ignored Collateral

Did the adjuster check soft metals, vents, and gutters? Collateral damage is the physical proof that a storm reached the density required for roof damage.

3. Incomplete Grouping

Were only certain slopes inspected? We document every roof plane plane-by-plane to ensure slope grouping is complete and accurate.

4. Systemic Overlook

Were pipe boots, valleys, or flashing ignored? We audit the entire roof system, not just the shingle surface.

Official Standard Evidence Packet™ System

The Post-Denial Deliverable

The Evidence Packet™ is a clinical documentation package built for reconsideration. It organizes forensic findings so a desk adjuster or supervisor can re-review the claim using auditable proof—removing the need for contractor "opinions."

Forensic Audit Protocol v2026.2

Denial Re-Evaluation Checklist

We use this structured framework to find what the initial inspection missed. This data powers your Evidence Packet™.

1) Impact Forensic Audit

  • ☐ Wide-to-tight impact pairing
  • ☐ Blister vs. Impact differentiation
  • ☐ Pattern density re-evaluation
  • ☐ Fractured matting verification

2) Collateral Analysis

  • ☐ Soft metal (vents/caps) audit
  • ☐ Gutter/Downspout impact check
  • ☐ Siding/Trim collateral check
  • ☐ Fence/Stain impact verification

3) System Continuity

  • ☐ Slope-by-slope indexing
  • ☐ Flashing & Valley forensics
  • ☐ Pipe boot & penetration audit
  • ☐ Ventilation performance check

4) Verifiability Audit

  • ☐ Photo labeling accuracy
  • ☐ Location continuity check
  • ☐ Third-party reviewability
  • ☐ Outcome Re-Classification
FAQ: Roof Claim Denials

Homeowner Re-Evaluation FAQ

My claim was denied for "wear and tear." Is that the final word?

No. "Wear and tear" is a common catch-all. If your roof has legitimate storm-related matting fractures that were overlooked, a forensic re-evaluation can document the specific functional damage needed for reconsideration.

What is a Reconsideration Inspection?

It is a clinical inspection specifically designed to audit a previous insurance finding. We produce a slope-indexed Evidence Packet™ that homeowners can provide to their carrier to request a file re-review or a supervisor reinspection.

Does a re-evaluation guarantee claim approval?

No. We are a documentation-first company. We provide the forensic evidence and auditable facts. Coverage decisions remain the sole jurisdiction of your insurance carrier based on your policy terms.

Claim Denied? Get the Forensic Facts.

If your roof has legitimate storm damage, the evidence should speak for itself. Schedule your Forensic Re-Evaluation in Alpharetta today.

Transparency: Inspector Roofing and Restoration is a roofing contractor. We provide forensic inspection data and Evidence Packets™. We do not act as public adjusters, offer legal advice, or negotiate claim settlements.